MTD for Income Tax is compulsory from 6 April 2026 — are you ready?

MAKING TAX DIGITAL
SIMPLE
TAX DIGITAL

The easiest way for sole traders and landlords to file quarterly updates, get real-time estimates, and stay compliant with HMRC.

Get Started See How It Works

No credit card required. Affordable plans from £5.99/month.

Dashboard — 2025-26 Tax Year
£2,340
Estimated Tax
3/4
Quarters Filed
14d
Next Deadline
Q1 ✓ Q2 ✓ Q3 ✓ Q4 Due
HMRC recognised software
Bank-grade encryption
Built for UK self-employed
Affordable plans from £5.99/month
No credit card required
Business Plan

Your Personal Tax Assistant

No other MTD software has a built-in AI assistant that understands your tax situation. Ask questions in plain English, get guided through your quarterly filing, and receive proactive tips to reduce your tax bill.

  • "What expenses can I claim for my home office?"
  • "When is my next quarterly deadline?"
  • "Help me file my Q2 update step by step"
  • "How can I reduce my tax bill before year-end?"
Tax Assistant
What expenses can I claim working from home?
You can use HMRC's simplified expenses method: claim a flat rate of £26/month if you work 25+ hours from home. Or calculate the actual proportion of household costs. Based on your income, simplified expenses would save you approximately £312/year.

Everything you need for MTD compliance

Purpose-built for Making Tax Digital for Income Tax. No bloated accounting features you'll never use — just what you need to stay compliant.

Quarterly Updates

Step-by-step wizard guides you through each quarterly submission. Plain English explanations — no accounting jargon.

Real-Time Tax Estimates

See your estimated tax bill as the year progresses. No surprises at year-end — know what to set aside each quarter.

Final Declarations

Professional+

Complete your end-of-year adjustments and submit your final declaration to HMRC — all from one place with pre-flight checks.

Deadline Tracking

Never miss a filing deadline. Automatic reminders by email before each quarterly due date so you avoid penalty points.

Bank Statement Import

Professional+

Upload CSV or Excel bank statements and receipts. Values are automatically brought across into your quarterly assessment.

Payroll

Business

Built-in payroll tracker with PAYE calculations. Manage employees, run payroll, and track costs — all in one place.

Why not just use a spreadsheet?

HMRC requires compatible software — and MTD Simple does much more.

Feature Spreadsheet MTD Simple
Submit directly to HMRC
Automatic deadline alerts
Error checking before submission
Real-time tax estimates
AI tax guidance (Business plan)

Get started in minutes

Four simple steps to MTD compliance

Create Account

Sign up for free with just your email. No credit card needed.

Connect to HMRC

Securely link your HMRC account via Government Gateway. Takes 2 minutes.

Enter Your Figures

Add your cumulative income and expenses for the quarter. We check the numbers before you submit.

Submit to HMRC

Review and submit your quarterly update. Our wizard checks everything first.

HMRC Recognised

Compatible software

Bank-Grade Encryption

Fernet AES-128

GDPR Compliant

Export or delete any time

UK Data Centres

Your data stays in the UK

Built for people like you

Sole Traders

Freelancers, contractors, tradespeople, and anyone self-employed with income over £50,000 (from April 2026) or £30,000 (from April 2027).

Landlords

Property landlords with rental income — UK, foreign, or both. Handle multiple properties and joint ownership effortlessly.

Mixed Income

Self-employed and a landlord? We handle both income sources with separate quarterly filings from a single dashboard.

Simple, transparent pricing

Affordable MTD compliance for everyone.

Basic

Essential MTD compliance

£5.99 /month
  • Record income & expenses
  • Cumulative calculation checks
  • Submit quarterly to HMRC
  • Deadline reminders
  • 1 income source

You keep your own receipts & records. Accountant review available as add-on.

Get Started
Most Popular

Professional

Upload, auto-populate & get reviewed

£15.99 /month
  • Everything in Basic
  • Upload bank statements & receipts
  • Upload & manage invoices
  • Auto-populate quarterly figures
  • Accountant review included
  • Annual summaries & declarations
  • Up to 3 income sources
  • AI tax assistant (10 prompts/day)
Get Started

£15.99/month

Business

Full AI, payroll & bank feeds

£29.99 /month
  • Everything in Professional
  • Full AI tax assistant (50 prompts/day)
  • AI forecasting & projections
  • Invoice creation
  • Timesheets & PAYE payroll
  • Open Banking live feeds
  • Up to 10 income sources
  • Priority support
Get Started

£29.99/month

Get compliant before April

MTD for Income Tax starts 6 April 2026. Create your free account now and be ready to submit your first quarterly update on time.

Choose Your Plan

Basic plan (£5.99/month) includes quarterly submissions. Upgrade anytime for advanced features.

Frequently asked questions

Making Tax Digital for Income Tax (MTD ITSA) is an HMRC initiative requiring self-employed individuals and landlords to keep digital records and submit quarterly updates using compatible software. It begins on 6 April 2026 for those with income over £50,000, extending to £30,000 in 2027 and £20,000 in 2028.
Yes. If your qualifying income exceeds the threshold for your phase, you must use HMRC-recognised software to keep digital records and submit quarterly updates. HMRC will not provide an online service for final declarations — you must use compatible software like MTD Simple.
The UK tax year runs 6 April to 5 April. Quarterly deadlines are: Q1 (Apr-Jul) due 7 August, Q2 (Jul-Oct) due 7 November, Q3 (Oct-Jan) due 7 February, Q4 (Jan-Apr) due 7 May. Late submissions accumulate penalty points under the new regime.
HMRC uses a penalty points system. Each late submission adds a point. Once you reach the threshold (4 points for quarterly obligations), you receive a £200 penalty. Further late submissions incur additional £200 penalties. Points expire after 24 months of on-time submissions. MTD Simple sends automatic deadline reminders on all plans — starting from just £5.99/month — so you never miss a deadline.
Yes. We use bank-grade Fernet encryption for all sensitive data including your National Insurance Number and HMRC OAuth tokens. All data is transmitted over TLS 1.2+ and stored in encrypted fields. We comply with UK GDPR — you can export or delete all your data at any time from your profile.
Yes. On the Professional plan, you can upload bank statements, invoices, and receipts — values are automatically brought across into your quarterly assessment. On the Business plan, you also get live Open Banking feeds and AI-powered categorisation.
Absolutely. On the Professional and Business plans, accountant review of your submissions is included. On the Basic plan (£5.99/month), accountant review is available as a paid add-on. We are also building a Client Dashboard so external accountants can manage multiple clients — coming soon.

Ready to simplify your tax?

The deadline is 6 April 2026. Start for free and file your first quarterly update with confidence.

Choose Your Plan
Secure
Quick setup
HMRC recognised